Loan FAQs
How long does an application take?
You can have a result in as little as 10 minutes, with the transfer completed within 30 minutes.
Who is eligible to apply?
Hong Kong permanent residents aged 18 or above.
What are the steps?
Step 1: submit the form online or apply by phone. Step 2: we assess the loan. Step 3: you are notified of the decision. Step 4: you receive the loan when you sign the agreement.
What kinds of loans does Easy Money offer?
Easy Money offers unsecured personal loans, student loans, part-time worker loans, credit card debt consolidation and more.
How can I apply?
Easy Money offers several quick, simple routes — apply online or apply by phone, whichever suits you.
Are there handling fees or extra charges?
No. Easy Money never charges clients a handling fee or any additional fee at any point in the loan process.
What documents do I usually need?
Hong Kong permanent resident identity card, three months of bank records, and proof of address from the past three months.
Will my application be disclosed to anyone?
Never. Under the Personal Data (Privacy) Ordinance, applicant information is kept strictly confidential.
Do I need to visit your office to apply?
No. You can apply online or by phone, any time and from anywhere.
If approved, do I need to sign in person?
Yes.
How is interest calculated?
Principal × annual rate ÷ 365 days × days used.
Where can I ask other questions?
Call our loan hotline on 3157 0256 during office hours, or visit us in person.